[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.usiscr.cz\/financni-vs-operativni-leasing\/#Article","mainEntityOfPage":"https:\/\/www.usiscr.cz\/financni-vs-operativni-leasing\/","headline":"Finan\u010dn\u00ed vs operativn\u00ed leasing","name":"Finan\u010dn\u00ed vs operativn\u00ed leasing","description":"Leasing je zp\u016fsob financov\u00e1n\u00ed nov\u00fdch \u010di ojet\u00fdch aut. Je ur\u010den pro ty, kte\u0159\u00ed nemaj\u00ed na nov\u00e9 auto pen\u00edze a cht\u011bj\u00ed auto na \u00fav\u011br. Jist\u011b, m\u00e1te mo\u017enost si vz\u00edt \u00fav\u011br, t\u0159eba u sv\u00e9 banky, ale leasingov\u00e9 spole\u010dnosti maj\u00ed zkr\u00e1tka m\u00e9n\u011b p\u0159\u00edsn\u00e9 podm\u00ednky a t\u00edm je p\u0159\u00edstupn\u00fd pro daleko v\u00edce lid\u00ed. Leasing rozhodn\u011b nen\u00ed jen jeden druh. […]","datePublished":"2025-09-04","dateModified":"2025-09-04","author":{"@type":"Person","@id":"https:\/\/www.usiscr.cz\/author\/#Person","name":"","url":"https:\/\/www.usiscr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/64d58fab86512053c8bb518a6563e7284bb4a3422dc9af0106c3f39575364c7b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"usiscr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.usiscr.cz\/wp-content\/uploads\/grahame-jenkins-p7tai9P7H-s-unsplash%20(1).jpg","url":"https:\/\/www.usiscr.cz\/wp-content\/uploads\/grahame-jenkins-p7tai9P7H-s-unsplash%20(1).jpg","height":0,"width":0},"url":"https:\/\/www.usiscr.cz\/financni-vs-operativni-leasing\/","about":["Firmy"],"wordCount":391,"articleBody":"         Leasing je zp\u016fsob financov\u00e1n\u00ed nov\u00fdch \u010di ojet\u00fdch aut. Je ur\u010den pro ty, kte\u0159\u00ed nemaj\u00ed na nov\u00e9 auto pen\u00edze a cht\u011bj\u00ed auto na \u00fav\u011br. Jist\u011b, m\u00e1te mo\u017enost si vz\u00edt \u00fav\u011br, t\u0159eba u sv\u00e9 banky, ale leasingov\u00e9 spole\u010dnosti maj\u00ed zkr\u00e1tka m\u00e9n\u011b p\u0159\u00edsn\u00e9 podm\u00ednky a t\u00edm je p\u0159\u00edstupn\u00fd pro daleko v\u00edce lid\u00ed. Leasing rozhodn\u011b nen\u00ed jen jeden druh. Je jich daleko v\u00edce. Prvn\u00ed z nich je finan\u010dn\u00ed leasing.Finan\u010dn\u00ed leasingFinan\u010dn\u00ed leasing je takov\u00fd z\u00e1kladn\u00ed leasing, kter\u00fd zn\u00e1 v\u011bt\u0161ina z n\u00e1s. Klient si po\u0159izuje auto formou spl\u00e1tek. Po dobu trv\u00e1n\u00ed smlouvy a spl\u00e1cen\u00ed auto pat\u0159\u00ed leasingov\u00e9 spole\u010dnosti. Po skon\u010den\u00ed smlouvy a zaplacen\u00ed celkov\u00e9 \u010d\u00e1stky p\u0159ech\u00e1z\u00ed auto do vlastnictv\u00ed klienta. V\u011bt\u0161inou se u takov\u00e9ho leasingu d\u00e1v\u00e1 akontace. Akontace znamen\u00e1, \u017ee zaplat\u00edte p\u0159edem t\u0159eba deset procent celkov\u00e9 \u010d\u00e1stky auta. N\u011bkter\u00e9 leasingov\u00e9 spole\u010dnosti ale nab\u00edz\u00ed leasing bez akontace. M\u011bs\u00ed\u010dn\u00ed spl\u00e1tky v\u00e1m v\u011bt\u0161inou nastav\u00ed sama leasingov\u00e1 spole\u010dnost. Ale m\u016f\u017eete si samoz\u0159ejm\u011b p\u0159edem \u0159\u00edct, kolik m\u011bs\u00ed\u010dn\u011b jste schopn\u00ed platit za sv\u00e9 auto. Tohle je nejv\u00fdhodn\u011bj\u0161\u00ed varianta pro ty, kte\u0159\u00ed cht\u011bj\u00ed auto jednou zcela vlastnit.Operativn\u00ed leasingDal\u0161\u00edm typem leasingu je operativn\u00ed leasing. Ten ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f vyu\u017e\u00edvaj\u00ed firmy, ale v posledn\u00ed dob\u011b \u010d\u00edm d\u00e1l \u010dast\u011bji i oby\u010dejn\u00ed lid\u00e9. Operativn\u00ed leasing znamen\u00e1 dlouhodob\u00fd pron\u00e1jem auta. Plat\u00edte m\u011bs\u00ed\u010dn\u00ed fixn\u00ed \u010d\u00e1stku, ale auto v\u00e1m nebude nikdy pat\u0159it. Ve spl\u00e1tk\u00e1ch je ale \u010dasto zahrnut i p\u0159\u00edpadn\u00fd servis, poji\u0161t\u011bn\u00ed, v\u00fdm\u011bna pneumatik a podobn\u011b. Pot\u00e9, co va\u0161e smlouva vypr\u0161\u00ed, se auto vrac\u00ed leasingov\u00e9 spole\u010dnosti. A vy si m\u016f\u017eete vz\u00edt jin\u00e9 auto, t\u0159eba nov\u011bj\u0161\u00ed model nebo n\u011bco, co bude l\u00e9pe odpov\u00eddat va\u0161im pot\u0159eb\u00e1m. Pozor ale, u operativn\u00edch leasing\u016f b\u00fdv\u00e1 n\u011bkdy omezen\u00ed kilometrov\u00e9ho n\u00e1jezdu. Tak\u017ee si nem\u016f\u017ee za m\u011bs\u00edc najezdit t\u0159eba 20 000 kilometr\u016f, proto\u017ee t\u00edm byste poru\u0161ili smlouvu. V\u017edy dodr\u017eujte to, co je ve va\u0161\u00ed smlouv\u011b.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed vs operativn\u00ed leasing","item":"https:\/\/www.usiscr.cz\/financni-vs-operativni-leasing\/#breadcrumbitem"}]}]